Insurance and finance schemes

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Insurance is encouraged but not legally required for any powered vehicle in either category, Class 2 for pavement use or Class 3 for pavement and road use.1-6

However, it is recommended that you take out an insurance policy to cover your mobility scooter or buggy against accidental damage, theft and third party liability, in case of damage or injury to someone else or their property.1-6

Prior to entering a hire or loan agreement contract, it is recommended that the six monthly service liability conditions are checked.3

It is advisable to check the obligations under a 'Get You Home' policy. You should check that it includes recovery in a situation where you are unable to continue to drive your scooter or buggy, but the scooter is not damaged in any way.3

Read our advice on Insurance and hire services for further information.

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Help and advice

Class 2 scooters or buggies do NOT need to be registered with the DVLA, as they are not for use on roads.5

However, Class 3 mobility scooters or buggies DO need to be registered for road use, be licensed in the "disabled" taxation class and display a nil duty tax disc.1,4-5

Registration is free and the scooters are at present not required to have registration plates.

Failure to register vehicles with the DVLA is a criminal offence which could prove problematic if you are involved in an accident either on the road or pavement.4-5

View references and sources of further information ›

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